Written by attorneys · grounded in primary & secondary sources — see below
A sequence of recorded instruments through which a purchaser traces ownership of real property. A purchaser receives constructive notice only of instruments appearing within that sequence. Breaks or gaps in the sequence render title unmarketable and may defeat priority under recording acts.
Sources & Authorities
How it applies
Common Examples
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Gap Prevents Marketable Title
Tiana Tan contracted to sell land to Thomas Thompson. A title search revealed a missing deed in the recorded sequence from an earlier owner. Thompson refused to close because the gap left reasonable doubt whether an outstanding interest existed. Tan could not cure the defect before the closing date.
Easement Outside Chain
Thaddeus Tran purchased property from Theodore Tucker. An easement benefiting a neighboring parcel had been recorded in a deed from a common grantor to a stranger. Tran had no actual knowledge of the easement. The easement lay outside the recorded sequence through which Tran traced title and therefore gave no constructive notice.
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Cases
Common Law
Restatements
Dictionaries
Tyrone Tran agreed to buy acreage from Timothy Tang. A prior mortgage remained unreleased in the recorded sequence. Tang could not obtain a release before closing. Tran properly refused performance because the unreleased lien broke the clean chain required for marketable title.
Recording Act Priority
Terra Financial acquired a parcel from Threshold Capital. A prior unrecorded conveyance existed but was absent from the recorded sequence. Terra recorded first after purchasing without notice. The recording act awarded priority to Terra because its interest appeared in the chain examined by subsequent purchasers.
Forged Deed Breaks Chain
Titan Industries received a deed from Topaz Mining. The deed had been forged by an impostor and conveyed no title. A later bona fide purchaser searched the recorded sequence and found no defect. The forged instrument created a permanent break that prevented the subsequent purchaser from claiming protection under the recording act in that jurisdiction.
Survey Error Disrupts Chain
Howard occupied land described in a recorded deed that contained an erroneous survey description. Kunto held record title to the adjacent parcel under a correct description. The mismatch between the occupied land and the recorded sequence prevented Howard from establishing a continuous chain through adverse possession.
Howard v. Kunto2 Wash. App. 348, 469 P.2d 990
Common questions
Frequently Asked
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What constitutes a break in the chain of title?+
A break occurs when a recorded instrument is missing from the sequence of conveyances through which ownership is traced. Gaps such as an unreleased lien or a missing deed create reasonable doubt that prevents marketable title.
Does an instrument recorded outside the chain give constructive notice?+
No. A purchaser is charged with notice only of instruments appearing in the chain of title through which the purchaser claims. An easement or covenant recorded in a different chain is outside the chain and provides no constructive notice.
How does a forged deed affect the chain of title?+
A forged deed is void and conveys no title. The forgery creates a permanent break in the chain that may prevent a subsequent bona fide purchaser from obtaining protection under the recording act depending on the jurisdiction's statute.
Why is chain of title central to recording acts?+
Recording acts protect subsequent purchasers who take without notice of unrecorded interests and who record. The chain defines the scope of the search a purchaser must conduct and determines which recorded instruments provide constructive notice.
206 N.W. 496Property
…barring a use so detrimental to the enjoyment and value of its neighbors. Defendants insist that no restrictions appear in their chain of title and they purchased without notice of any reciprocal negative easement, and deny that a gasoline station is a nuisance per se. We find no occasion to pass upon the question of nuisance, as…