Also known as:usual covenant for title · covenants for title
Written by attorneys — see sources below.
A collection of promises by a grantor in a deed assuring the grantee of good title and protection against defects. The promises typically include covenants of seisin, right to convey, against encumbrances, quiet enjoyment, warranty, and sometimes further assurance.
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How its tested
Common Examples
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General Warranty Deed Breach
Urban Utley conveyed a commercial parcel to Unity Capital by general warranty deed that contained the usual covenants for title. An earlier mortgage held by Apex Finance was not excepted from the deed. When Apex later foreclosed and evicted Unity Capital, the eviction triggered the covenants of seisin, right to convey, and against encumbrances, allowing Unity Capital to recover its loss from Urban Utley.
Special Warranty Limits Liability
Ulf Ulfsson conveyed a medical office building to Ursula Ung by special warranty deed that limited covenants to claims arising through him. A restrictive covenant recorded by a prior owner decades earlier prevented Ursula from using the building for her intended dental practice. Because the encumbrance predated Ulf's ownership and was not created by him, the special warranty provided no basis for recovery against Ulf Ulfsson.
On August 31, 1927, Dusch leased to Hannan certain real estate in the city of Norfolk, Virginia, for fifteen years, the term to begin January 1, 1928, at a specified rental. There is no express covenant as to the delivery of the premises nor for the quiet possession of the premises by the lessee.
The declaration alleges that it thereupon became the duty of the defendant to see to it that the premises leased should be open for entry by the plaintiff on January 1, 1928. The petitioner was willing and ready to enter upon and take possession of the leased property and so informed the defendant. Yet the defendant failed and refused to put the plaintiff in possession or to keep the property open for him at that time or on any subsequent date. The defendant suffered to remain on said property a former tenant or tenants who occupied a portion or portions thereof and refused to take legal or other action to oust said tenants. Hannan alleged damages which he had suffered by reason of this alleged breach of the contract and deed and sought to recover such damages in the action.
Dusch demurred to the declaration on several grounds. One ground was that under the lease set out in said declaration the right of possession was vested in said plaintiff. There was no duty as upon the defendant to see that the premises were open for entry by said plaintiff.
What covenants are included in the usual covenants for title?
The usual covenants for title consist of seisin, right to convey, against encumbrances, quiet enjoyment, warranty, and sometimes further assurance. These promises appear together in a general warranty deed and assure the grantee that the grantor holds the estate described and that title is free from undisclosed defects.
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Does a quitclaim deed contain the usual covenants for title?
A quitclaim deed contains no covenants for title. It conveys only whatever interest the grantor possesses and shifts all risk of title defects to the grantee.
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How does a special warranty deed differ from a general warranty deed regarding the usual covenants?
A special warranty deed limits the usual covenants to defects arising by, through, or under the grantor. A general warranty deed extends the same covenants to all defects, whenever created.
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Can covenants for title run with the land?
Covenants for title may run with the land. Later grantees can therefore enforce them against the original grantor when a breach occurs.
Supporting sources
153 S.E. 824 (Va. 1930)
…uniform, we understand the law upon the subject to be perfectly well settled. Taylor on Landlord and Tenant, 147; Rawle on Covenants for Title, 147. The lessor is responsible upon the covenant for his own acts, and for the acts of others claiming by title paramount to the lease, but he is not responsible for the acts of a mere…
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